In case you owe funds to the financial debt collection agency or debt collector, you have to know what they can and cannot do in an effort to gather monies owed to them. You've got an obligation to pay That which http://edition.cnn.com/search/?text=애니멀고 you owe, and also the credit card debt collectors have an obligation to Adhere to the regulation and never harass you in the home or at operate.
The Reasonable Personal debt Selection Techniques Act relates to those that collect debts owed to creditors for private, relatives and home debts. These involve auto loans, mortgages, demand accounts and dollars owed for medical bills. A credit card debt collector is an individual employed to collect dollars you owe.
Within just five days following a debt collector initial contacts you, the collector should ship you a recognize that tells you the name of your creditor, how much you owe, and what motion to get if you suspect you don’t owe The cash.
In case you owe the money or Section of it, Get in touch with the creditor to arrange for payment.
If you suspect you don’t owe the money, Speak to the creditor in creating and mail a replica to the gathering company that has a letter telling them not to Make contact with you. A debt collector may not:
Make contact with you at unreasonable occasions, as an example, right before eight a.m. or right 고머니상장 after nine p.m., Except if you agree;
Get in touch with you at function when you tell the credit card debt collector your employer disapproves;
Get in touch with you Once you write a letter telling them to stopexcept to notify you In case the collector or creditor programs to get a particular action;
Make contact with your buddies, family members, employer or othersexcept to learn where you reside and get the job done;
Harass you through threats to hurt you, profane language or recurring phone phone calls;
Make any Phony assertion, or declare that you'll be arrested; or
Threaten to obtain money deducted from the paycheck or to sue youunless the gathering agency or creditor intends to take action and it's authorized.
There is a responsibility to pay back any debt you owe. Personal debt selection businesses even have a responsibility to treat their prospects with respect and Stick to the law.
If you are staying harassed by a debt assortment company, Get hold of the authorities and report them.